:root{--navy:#102642;--gold:#bf8b35;--cream:#fbf7ef;--ink:#2d2925;--muted:#746e66;--line:#e6dccd;--white:#fff;--sage:#eef4e9}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--cream);color:var(--ink);font-family:Arial,Helvetica,sans-serif}.legalHeader{min-height:88px;display:flex;align-items:center;justify-content:space-between;gap:20px;padding:0 5vw;background:rgba(251,247,239,.98);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}.legalBrand{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--navy)}.legalBrand img{width:148px;height:64px;object-fit:cover;object-position:center 38%;mix-blend-mode:multiply}.legalHeader nav{display:flex;gap:18px;flex-wrap:wrap}.legalHeader nav a{font-size:13px;color:var(--navy);text-decoration:none}.legalHero{padding:72px 5vw 44px;background:linear-gradient(135deg,#fffaf3,#f1e7d8)}.legalHero>div{max-width:900px;margin:auto}.eyebrow{display:block;color:var(--gold);letter-spacing:.18em;text-transform:uppercase;font-size:11px;font-weight:700;margin-bottom:14px}.legalHero h1{font-family:Georgia,'Times New Roman',serif;color:var(--navy);font-size:clamp(42px,6vw,68px);font-weight:500;letter-spacing:-.035em;line-height:1;margin:0 0 20px}.legalHero p{font-family:Georgia,'Times New Roman',serif;font-size:19px;line-height:1.65;color:#625a51;max-width:760px}.legalMeta{display:flex;gap:12px;flex-wrap:wrap;margin-top:24px}.legalMeta span{border:1px solid #dccfbf;background:#fffaf6;border-radius:999px;padding:8px 12px;font-size:11px;color:#6f6459}.legalMain{max-width:980px;margin:auto;padding:50px 5vw 80px}.legalNotice{background:#fff8e8;border:1px solid #dfc99f;padding:18px 20px;border-radius:14px;line-height:1.6;margin-bottom:28px}.legalNotice strong{color:var(--navy)}.legalCard{background:var(--white);border:1px solid var(--line);border-radius:18px;padding:28px 30px;margin-bottom:18px;box-shadow:0 12px 34px rgba(51,39,25,.04)}.legalCard h2{font-family:Georgia,'Times New Roman',serif;color:var(--navy);font-size:27px;font-weight:500;margin:0 0 12px}.legalCard h3{color:var(--navy);font-size:15px;margin:20px 0 8px}.legalCard p,.legalCard li{font-size:14px;line-height:1.72;color:#5f5952}.legalCard ul{padding-left:20px}.legalCard a{color:var(--navy);font-weight:700}.ruleGrid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:15px}.rule{border:1px solid var(--line);border-radius:14px;padding:16px;background:#fffcf7}.rule strong{display:block;color:var(--navy);margin-bottom:5px}.rule span{font-size:12px;line-height:1.5;color:#756d64}.statutoryBox{background:var(--sage);border:1px solid #cbd8c2;border-radius:14px;padding:18px;margin-top:16px}.legalFooter{background:#f2eadd;border-top:1px solid var(--line);padding:34px 5vw;text-align:center;color:#786f66;font-size:12px}.legalFooter nav{display:flex;justify-content:center;gap:18px;flex-wrap:wrap;margin-bottom:14px}.legalFooter a{color:var(--navy);text-decoration:none}.contactLine{display:flex;gap:14px;flex-wrap:wrap;margin-top:12px}.contactLine a{display:inline-block;border:1px solid var(--navy);border-radius:999px;padding:10px 14px;text-decoration:none;color:var(--navy);font-size:12px}.placeholder{background:#fff0f0;border:1px solid #dfb0b0;color:#7c3737;padding:12px 14px;border-radius:10px;font-weight:700}@media(max-width:760px){.legalHeader{align-items:flex-start;flex-direction:column;padding-top:14px;padding-bottom:14px}.legalBrand img{width:130px;height:56px}.legalHero{padding-top:46px}.legalMain{padding-left:18px;padding-right:18px}.legalCard{padding:22px 20px}.ruleGrid{grid-template-columns:1fr}}